Mortgages, Remortgages, Bad Credit No Problem, Self Cert Mortgages







	Mortgages The advantage of coming to us is that we can get access to many mortgage deals that you will not find on the high street. We have established good relationships with both mainstream and specialist lenders so that we can find the most suitable mortgage for your needs. For a personalised quote please call us today or make an enquiry, we will be happy to help you. First Time Buyers • 130% mortgages • No deposit • Larger income multiples • We can give you the added help and guidance you need! The overall cost for comparison is 7.3% APR. The actual rate will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. Credit Problems • Previous problems with credit? Do not panic! • If you’ve had defaults, arrears, late payments, CJJ’s, IVA’s or even bankruptcy there may still be options open to you through us. • Put your credit problems in the past and move on to a bright and successful debt free future. The overall cost for comparison is 7.98% APR. The actual rate will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. Debt Consolidation • Remortgage and consolidate all your debts into one lower monthly payment. • Reduce your monthly outgoings now! • Save yourself £1000’s per year! The overall cost for comparison is 7.21% APR. The actual rate will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. Remortgaging • Are you paying more than you should be on your mortgage? • Switch your mortgage to a new lender with a better rate, possibly saving you £1000’s per year! • Alternatively a remortgage may provide you with the opportunity to raise money for home improvements, to purchase a second property, or for some other major purchase. The overall cost for comparison is 7.21% APR. The actual rate will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. Self Certified Mortgages • Are you self employed and cannot provide 3 years worth of accounts? • Or does your income come from a variety of sources? •A self certified mortgage may be suitable for you! The overall cost for comparison is 8.00% APR. The actual rate will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. Buy to Let • Whether you are a first time landlord or an experienced property investor we can help you secure the right mortgage. • Access to exclusive Buy to Let mortgages which you wont find on the highstreet. •Impartial advice on your future purchases and your current portfolio. The overall cost for comparison is 7.20% APR. The actual rate will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. Shared Ownership If you feel property ownership is beyond your reach financially then a shared ownership scheme may be suitable for you. Call us or make an enquiry for more details. Overseas Mortgages If your thinking of buying a property overseas we can help! Established relationships with both developers and agents with crucial local knowledge. Competitive rates across the world! Changes in the exchange rate may increase the sterling equivalent of your debt. Secured Loans If you are already a homeowner, but do not want to remortgage, then a secured loan maybe suitable for you. Competitive rates available for people from all credit backgrounds. Insurance at Competitive Rates • Life Assurance • Critical Illness • Mortgage Payment Protection • Unemployment Cover • Buildings & Contents Insurance